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USA & Canada Car Hire Insurance

Our USA & Canada policy is the ideal solution to protect against rental car damage and theft charges when renting a vehicle in the United States or Canada.

The policy reimburses you should your rental vehicle become damaged (including fire damage and vandalism) or stolen and you are charged by the rental company.

What’s more, it also provides you with CDW cover up to €100,000.

usa and canada
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    What’s covered
    • Collision Damage Waiver charges – up to €100,000
      Excess charges relating to misfuelling, towing & lock-out
      Rentals up to 65 continuous days
      Vulnerable vehicle parts including wheels and windscreen
      Drivers aged between 21 - 85
      Hotel and travel expenses if you lose use of vehicle.
      Named drivers on rental contract covered as standard
      Vehicles up to 20 years old & €100,00 market value
      Loss of use charges up to €500
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    What’s not covered
    • Mechanical breakdown (wear & tear or malfunction
      Charges relating to driving infractions & fines
      Vehicles collected before a policy has incepted
      Competitive, performance and off-road driving
      Accidental damage to the interior of the vehicle
      Supplemental Liability Insurance (SLI)
      Hire vehicles with more than 9 seats
      For a full list of exclusions, please see our policy wording
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    Optional Extras
    • The below optional extras can be added to your policy during the buying process. Simply select the ones you wish to include at the time of purchase and the additional premium will be added to your quote.

      Vehicle key replacement
      Single Trip
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      Annual Trip
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      Campervan and motorhome
      Cross Vector
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      Personal accident insurance
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      Family member cover
      Cross Vector
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Car hire guides

checking car damage

Find out what excess insurance is and the key differences between the cover we offer and what you’re likely to be offered by the rental companies.

Read more

car rental accident

CDW can often be confusing. Learn about the different scenarios where it might be needed and how these differ depending on country.

Read more

traffic jam on the bridge

If you’re hiring a car in the USA or Canada, have a read of our short guide on things to consider before you go and what to expect once you’re there.

Read more